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Free Methodist Investment & Loan Fund

8050 Spring Arbor Road
PO Box 580
Spring Arbor, Michigan 49283

phone:   517.750.2727
toll free: 800.325.8975
fax:       517.750.2752
email:    info@fmfoundation.org

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The Free Methodist Investment & Loan Fund

Serving Free Methodist Investors & Churches for OVER 50 YEARS...

Earn Interest. Help Churches. It's That Simple.

Investment	Minimum	APY*	APR*
Flexible**	none	2.60%	2.57%
1 Year	$5,000	3.10%	3.05%
2 Year	$5,000	3.50%	3.44%
5 Year	$5,000	4.50%	4.40%

*APY: Annual Percentage Yield/ APR: Annual Percentage Rate Interest on all certificates accrues daily. A statement is provided each quarter reflecting the principal and accrued interest of each certificate.

Assisting Free Methodist Churches in the acquisition, construction and expansion of physical facilities by providing user friendly loan services.

Current Interest Rate: 6.70%*
Terms: 10, 15, 20 and 25 years

*loan recipients do not pay points or fees for loan services.

Investment certificates are unsecured general debt obligations of the Foundation. Investment is subject to risks, which are described in our Offering Circular, including: • no sinking fund • no trust indenture • no FMCNA guarantee • not FDIC or SIPC insured • not bank deposits or bank obligations • no public market • reinvestment rates may change • loans may be secured by special purpose property • borrowers may be dependent on contributions for loan repayment. This is not an offer to sell you our securities and we are not soliciting you to buy our securities. The offer is made solely by the Offering Circular. We will offer and sell our securities only in states where authorized.

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