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Free Methodist Investment & Loan Fund

8050 Spring Arbor Road
PO Box 580
Spring Arbor, Michigan 49283

phone:   517.750.2727
toll free: 800.325.8975
fax:       517.750.2752
email:    info@fmfoundation.org

The Free Methodist Investment & Loan Fund > Investors > Investment Rates

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Investment Rates

Four investment options are available:

Investment Option                     Minimum Investment          APY*             APR*
Flexible Certificate                    no minimum                        3.75              3.68
1 Year Term Certificate               $5,000                                 4.25              4.16
2 Year Term Certificate               $5,000                                 5.00              4.88
5 Year Term Certificate               $5,000                                 5.50              5.35

variable rate adjusted from time to time.
*APY = Annual Percentage Yield
*APR = Annual Percentage Rate

Interest on all certificates accrues daily. A statement is provided each quarter reflecting the principal and accrued interest of each certificate.

Investment certificates are unsecured general debt obligations of the Foundation. Investment is subject to risks, which are described in our Offering Circular, including: • no sinking fund • no trust indenture • no FMCNA guarantee • not FDIC or SIPC insured • not bank deposits or bank obligations • no public market • reinvestment rates may change • loans may be secured by special purpose property • borrowers may be dependent on contributions for loan repayment. This is not an offer to sell you our securities and we are not soliciting you to buy our securities. The offer is made solely by the Offering Circular. We will offer and sell our securities only in states where authorized.

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